As Tropical Storm Ernesto departs South Florida expect scammers to move in

West Palm Beach, FL — After any good sized storm, like our recent brush with Tropical Storm Ernesto, people in Hurricane effected areas become re-energized about improving their Hurricane preparedness. In itself, this is wonderful. People purchase hurricane shutters for the first time, install garage door braces, write hurricane plans, and some even buy high-end products like impact windows. All these things improve your chances of weathering the next storm with less risk to life and property. Unfortunately, the people who make their living by stealing people’s money know this all too well, and they step-up their efforts to separate you from your hard earned dollars in the weeks following a storm.

One of the main reasons we started our community at aBigwind is to call these scammers to your attention. The more we know about who these scam artists are, and what tricks they employ, the more likely we are to avoid them. Recently, we came across an online tool to perform background checks on companies and individuals that can help you with this.

It’s called PeopleFinders. PeopleFinders allows you to run an extensive range of background checks that will flesh out a lot of information about any potential contractor that you’re considering for a job.

Included in their options are a criminal background screening, company background check, and individual background check. Clicking on the Criminal Check link will take you to a page that shows the databases that will be searched, along with the kinds of criminal activity that PeopleFinders will search for. These include things like: Felonies and Misdemeanors, Offenses & Charges, Court, Conviction date and Risk Level.

According to PeopleFinders.com CEO Rob Miller

“Hurricane Katrina showed the world that terrible situations can still be made worse by greedy and uncaring individuals. “Scam artists love to prey on victims of a disaster because they know they are desperate to rebuild their lives and their homes,” Miller states.”

Although PeopleFinders stands to benefit from our paranoia about being defrauded, we think their tool, and our general paranoia about being scammed, are well justified. You don’t have to look very hard in places like Biloxi, New Orleans, or pretty much any town in Florida to see how common this problem is - news reports are filled with sad tales about Hurricane protection scams.

PeopleFinders offers a number of tips to Hurricane Protection consumers to use in avoiding contractor scams which we include here to add to your Hurricane self defense plan.

1. Online People Searches: You would be surprised at the wealth of information that an online people search web site like PeopleFinders.com can provide regarding a potential contractor or company that wants to repair your home. For individual contractors, a background check can tell you if a contractor is licensed, has a criminal record and even how long he or she has been working in your area. For companies, a business search can tell you if a business is legitimate by providing such information as which professional licenses a business holds, its location, who owns it and even what their office looks like.

2. References: Don’t take a contractor’s word for his or her quality of work. Just like hiring a potential employee, it is always a good practice to check references. If possible, make sure to visit these properties to see their work first hand. Also, you can always contact your local Better Business Bureau to obtain more information on a particular contractor or business.

3. Pro-actively Choose your Contractor: Avoid door to door contractors. To make sure that you are only hiring legitimate contractors, only select those from lists provided from state housing and contracting agencies.

4. Never Pay Cash: Paying for home improvements with cash should be avoided because cash is the toughest form of money to recover should there be a problem with your contractor. In addition, never pay for a job completely up front. Any payments should be made only after you have had a chance to review a contractor’s qualifications.

5. Comparison Shop: Make sure to get multiple bids on your repairs before having any work done. Price is not the only aspect of a bid to be considered when reviewing bids as business history, insurance coverage and proper licenses to work in your area or home must also be taken into consideration.”